New York State Consolidated Laws: Real Property


                                ARTICLE 9-B
                             Condominium Act
Section 339-d.  Short title.
        339-e.  Definitions.
        339-f.  Application of article.
        339-g.  Status of units.
        339-h.  Ownership of units.
        339-i.  Common elements.
        339-j.  Compliance with by-laws and rules and regulations.
        339-k.  Certain work prohibited.
        339-l.  Liens  against  common  elements;  liens  against units;
                  liens for labor performed or materials furnished.
        339-m.  Common profits and expenses.
        339-n.  Contents of declaration.
        339-o.  Contents of deeds and leases of units.
        339-p.  Copy of floor plans to be filed.
        339-q.  Filing with board.
        339-r.  Blanket mortgages and other blanket  liens  affecting  a
                  unit at time of first conveyance.
        339-s.  Recording.
        339-t.  Withdrawal from provisions of this article.
        339-u.  By-laws.
        339-v.  Contents of by-laws.
        339-w.  Books  of  receipts  and  expenditures; availability for
                  examination.
        339-x.  Waiver of use of common elements; abandonment  of  unit;
                  conveyance to board of managers.
        339-y.  Separate taxation.
        339-z.  Lien  for common charges; priority; exoneration of gran-
                  tor and grantee.
        339-aa. Lien for common charges; duration; foreclosure.
        339-bb. Insurance.
        339-cc. Repair or reconstruction.
        339-dd. Actions.
        339-ee. Effect of other laws.
        339-ff. Mortgage investments on units by state agencies,  insur-
                  ers, banking organizations and fiduciaries; limitation
                  to first mortgages.
        339-gg. Severability.
        339-hh. Reservation of power.
        339-ii. Construction.
        339-jj. Borrowing by board of managers.

    Sec.  339-d.   Short  title.  This article shall be known and
may be cited as the "condominium act. "

  S  339-e.   Definitions.   As used in this article, unless the context
otherwise requires:
  1.  "Building" means a multi-unit building or buildings, or a group of
buildings whether or not attached to each other, comprising  a  part  of
the property.
  2.   "Common  charges"  means  each  unit`s proportionate share of the
common expenses in accordance with its common interest.
  3.   "Common elements, " unless otherwise provided in the declaration,
means and includes:
  (a)  The land on which the building is located;
  (b)   The  foundations, columns, girders, beams, supports, main walls,
roofs, halls, corridors, lobbies, stairs, stairways, fire  escapes,  and
entrances and exits of the building;
  (c)  The basements, cellars, yards, gardens, recreational or community
facilities, parking areas and storage spaces;
  (d)  The premises for the lodging or use of janitors and other persons
employed for the operation of the property;
  (e)  Central and appurtenant installations for services such as power,
light, gas, hot and cold water, heating, refrigeration, air conditioning
and incinerating;
  (f)    The   elevators,   escalators,   tanks,  pumps,  motors,  fans,
compressors, ducts  and  in  general  all  apparatus  and  installations
existing for common use;
  (g)   Such  facilities  as may be designated as common elements in the
declaration; and
  (h)   All  other  parts of the property necessary or convenient to its
existence, maintenance and safety, or normally in common use.
  4.  "Common expenses" means and includes:
  (a)  Expenses of operation of the property, and
  (b)   All  sums  designated  common  expenses  by  or  pursuant to the
provisions of this article, the declaration or the by-laws.
  5.   "Common interest" means the (i) proportionate, undivided interest
in fee  simple  absolute,  or  (ii)  proportionate  undivided  leasehold
interest  in the common elements appertaining to each unit, as expressed
in the declaration.
  6.   "Common  profits"  means the excess of all receipts of the rents,
profits and revenues  from  the  common  elements  remaining  after  the
deduction of the common expenses.
  7.   "Declaration"  means  the  instrument  by  which  the property is
submitted to the provisions of this article,  as  hereinafter  provided,
and  such  instrument  as from time to time amended, consistent with the
provisions of this article and of the by-laws.
  8.   "Majority"  of  unit  owners means either (i) more than fifty per
cent in common interest in the aggregate, or (ii) more  than  fifty  per
cent  in  number of units in the aggregate, or (iii) more than fifty per
cent in the aggregate in both common interest and in number of units, as
may  be  specified  herein  or  in  the  declaration or the by-laws with
respect to any matter or matters.   Any  specified  percentage  of  unit
owners means (i) such percentage in common interest in the aggregate, or
(ii) such percentage in number of units in the aggregate, or (iii)  such
percentage in common interest and such percentage in number of units, as
may be specified herein or  in  the  declaration  or  the  by-laws  with
respect  to  any  matter  or  matters, provided, however, that different
percentages in interest and in number of units may be so specified.
  9.   "Operation of the property" means and includes the administration
and  operation  of  the  property  and  the  maintenance,   repair   and
replacement of, and the making of any additions and improvements to, the
common elements.
  10.   "Person"  means  a  natural  person,  corporation,  partnership,
association, trustee or other legal entity.
  11.   "Property"  means  and  includes  the land, the building and all
other improvements thereon, (i) owned in fee simple absolute, or (ii) in
the  case  of  a  condominium  devoted  exclusively  to  non-residential
purposes, held under a lease or sublease, or  separate  unit  leases  or
subleases, the unexpired term or terms of which on the date of recording
of the declaration shall not be less than thirty years, or (iii) in  the
case  of  a  qualified  leasehold  condominium,  held  under  a lease or
sublease, or separate unit leases or subleases, the  unexpired  term  or
terms  of which on the date of recording of the declaration shall not be
less than fifty years,  and  all  easements,  rights  and  appurtenances
belonging  thereto,  and all other property, personal or mixed, intended
for use in connection therewith, which have been or are intended  to  be
submitted to the provisions of this article.
12.  "Qualified  leasehold  condominium" means any leasehold interest in
real property intended to  be  used  for  either  residential  purposes,
commercial  purposes,  industrial  purposes  or  any combination of such
purposes, together with any fee simple absolute or leasehold interest in
the  buildings and all other improvements which have been or at any time
hereafter may be erected upon such real property, which has been  or  is
intended  to  be  submitted  to the provisions of this article, provided
that the battery park city authority or the Roosevelt  Island  operating
corporation  is,  on  the  date of the recording of the declaration, the
holder of the tenant`s interest in such leasehold interest.
  13.   "Recording officer" and "recording" or "recorded" shall have the
meanings stated in section two hundred ninety of this chapter.
14.  "Unit" means a part of the property intended for any type of use or
uses, and with an exit to a public street or  highway  or  to  a  common
element  or  elements  leading  to  a  public street or highway, and may
include such appurtenances as garage and other  parking  space,  storage
room, balcony, terrace and patio, but in no event may utility facilities
such as those for water or sewerage treatment or power generation appear
as single units.
  15.   "Unit  designation"  means  the  number,  letter  or combination
thereof or other official designations conforming to the tax lot number,
if  any, designating the unit in the declaration and on the floor plans.
  16.   "Unit  owner"  means  the person or persons owning a unit in fee
simple absolute or, in the case either  (i)  of  a  condominium  devoted
exclusively  to  non-residential purposes, or (ii) a qualified leasehold
condominium, owning a unit held under a lease or sublease.

    Sec.  339-f.  Application of article.  1.  This article shall
be applicable only to property the sole owner or all  the  owners
of  which  submit  the  same  to  the  provisions  hereof by duly
executing and recording a declaration as hereinafter provided.
    2.   Such  property  shall  be  submitted  and subject to the
authority of and review by the  county  planning  agency  as  set
forth in section two hundred thirty-nine-n of article twelve-B of
the general municipal law, irrespective  of  and  notwithstanding
the  distance  requirement  of the second unnumbered paragraph of
such section, and as though the property were a subdivision  plat
subject   to   such  section.   This  subdivision  shall  not  be
applicable to:
    (i)    property  which  has  received  local  planning  board
approval  prior  to  December  twenty-first,   nineteen   hundred
seventy-eight; or
    (ii)  property submitted to the provisions of this article on
which any building or buildings or any portion thereof  has  been
rented to any tenant or tenants.

    Sec.  339-g.   Status of units.  Each unit, together with its
common interest, shall for all purposes constitute real property.

    Sec.  339-h.   Ownership  of units.  Each unit owner shall be
entitled to the exclusive ownership and possession of his unit.

    Sec.  339-i.   Common  elements.   1.   Each  unit shall have
appurtenant  thereto  a  common  interest  as  expressed  in  the
declaration.   Such  interest  shall  be  (i)  in the approximate
proportion that the fair value of the unit at  the  date  of  the
declaration  bears  to  the  then aggregate fair value of all the
units or (ii) in the approximate proportion that the  floor  area
of  the  unit  at  the  date of the declaration bears to the then
aggregate floor area of all the units, but such proportion  shall
reflect  the substantially exclusive advantages enjoyed by one or
more but not all units in a part or parts of the common  elements
or  (iii)  the  interest  of  each of the units shall be in equal
percentages, one for each unit as  of  the  date  of  filing  the
declaration,    or   in   equal   percentages   within   separate
classifications  of  units  as  of  the  date   of   filing   the
declaration, or (iv) upon floor space, subject to the location of
such space and the additional factors of relative value to  other
space  in  the  condominium,  the  uniqueness  of  the  unit, the
availability of common elements for exclusive or shared use,  and
the overall dimensions of the particular unit.
    2.  The common interest appurtenant to each unit as expressed
in the declaration shall have a permanent character and shall not
be  altered  without  the  consent  of  all unit owners affected,
expressed in an amended declaration.   However,  the  declaration
may  contain  provisions relating to the appropriation, taking or
condemnation by eminent domain  by  a  federal,  state  or  local
government,   or  instrumentality  thereof,  including,  but  not
limited  to,  reapportionment  or  other  change  of  the  common
interest  appurtenant to each unit, or portion thereof, remaining
after a  partial  appropriation,  taking  or  condemnation.   The
common  interest shall not be separated from the unit to which it
appertains.  Nothing contained in this article shall prohibit the
division of any unit and common interest appurtenant thereto in a
non-residential unit in the manner permitted by  the  declaration
and  bylaws, including changes in the number of rooms; in no case
may such division  result  in  a  greater  percentage  of  common
interest  for  the  total  of  the new units than existed for the
original  unit  before  division.   Where   authorized   by   the
declaration   and   bylaws,   an  appropriate  amendment  to  the
declaration may be filed by the new unit owners  under  the  same
file  number  and  under  procedure  set  forth  in section three
hundred thirty-nine-p hereof, and the local tax authorities shall
provide  and certify upon the proposed amendment a conforming tax
lot number upon completion of the new units.
    3.   The  common elements shall remain undivided and no right
shall exist  to  partition  or  divide  any  thereof,  except  as
otherwise  provided  in  this  article.   Any  provision  to  the
contrary shall be null and void.   Nothing  in  this  subdivision
shall be deemed to prevent ownership of a unit by the entireties,
jointly or in common.
    4.  Each unit owner may use the common elements in accordance
with the purpose for which they are intended,  without  hindering
the  exercise of or encroaching upon the rights of the other unit
owners, but this subsection shall not be deemed to  prevent  some
unit or units from enjoying substantially exclusive advantages in
a part or parts of  the  common  elements  as  expressed  in  the
declaration or by-laws.
    5.   The  unit owners shall have the irrevocable right, to be
exercised by the board of managers, to have access to  each  unit
from time to time during reasonable hours to the extent necessary
for the operation  of  the  property,  or  for  making  emergency
repairs  therein  necessary  to  prevent  damage  to  the  common
elements or to another unit or units, and the by-laws may contain
reasonable  rules  and regulations for the administration of this
provision as the privacy of the units and the protection of  them
and their contents from burglary, theft or larceny requires.

    Sec.   339-j.    Compliance   with   by-laws  and  rules  and
regulations.  Each unit owner  shall  comply  strictly  with  the
by-laws  and  with  rules, regulations, resolutions and decisions
adopted pursuant thereto.  Failure to comply with any of the same
shall be ground for an action to recover sums due, for damages or
injunctive relief or both maintainable by the board  of  managers
on  behalf  of  the  unit  owners  or,  in  a  proper case, by an
aggrieved unit owner.   In  any  case  of  flagrant  or  repeated
violation  by  a  unit  owner, he may be required by the board of
managers to give sufficient surety or  sureties  for  his  future
compliance  with the by-laws, rules, regulations, resolutions and
decisions.

    Sec. 339-k.  Certain work prohibited.  No unit owner shall do
any work which would jeopardize the soundness or  safety  of  the
property,  reduce  the  value  thereof  or impair any easement or
hereditament, nor may any unit owner add any  material  structure
or  excavate  any additional basement or cellar, without in every
such case the consent of all the unit owners affected being first
obtained.

    Sec.  339-l.   Liens  against  common elements; liens against
units; liens for labor  performed  or  materials  furnished.   1.
Subsequent  to  recording  the declaration and while the property
remains subject to this article, no  lien  of  any  nature  shall
thereafter arise or be created against the common elements except
with the unanimous consent  of  the  unit  owners.   During  such
period,  liens  may  arise or be created only against the several
units and their respective common interests.
    2.  Labor performed on or materials furnished to a unit shall
not be the basis for the filing of a lien pursuant to article two
of  the lien law against the unit of any unit owner not expressly
consenting to or requesting the  same,  except  in  the  case  of
emergency  repairs.  No labor performed on or materials furnished
to the common elements shall be the basis for a lien thereon, but
all  common  charges  received and to be received by the board of
managers, and the right to receive such funds,  shall  constitute
trust  funds  for the purpose of paying the cost of such labor or
materials performed or furnished at the express request  or  with
the  consent of the manager, managing agent or board of managers,
and the same shall be expended  first  for  such  purpose  before
expending any part of the same for any other purpose.

    Sec. 339-m.  Common profits and expenses.  The common profits
of the property  shall  be  distributed  among,  and  the  common
expenses  shall be charged to, the unit owners according to their
respective common interests, provided however, that  expenses  of
insurance  may  be  charged  as provided in section three hundred
thirty-nine-bb.  Notwithstanding any provision of  this  article,
profits  and  expenses may be specially allocated and apportioned
by the board of  managers  in  a  manner  different  from  common
profits  and expenses, to one or more non-residential units where
so authorized by the declaration and  bylaws.   In  the  case  of
units  in  any  building,  residential  or  non-residential, or a
combination  thereof,  profits  and  expenses  may  be  specially
allocated  and  apportioned  based on special or exclusive use or
availability or exclusive control of particular units  or  common
areas  by  particular  unit  owners,  if  so  authorized  by  the
declaration and bylaws, in a manner different from common profits
and expenses.

  S  339-n.  Contents  of declaration. The declaration shall contain the
following particulars:
  1. A statement of intention to submit the property to  the  provisions
of this article.
  2.  Description of the land on which the building and improvements are
or are to be located.
  3. Description of the building, including the location of the building
by reference to fixed monuments or tax  map  parcel  data,  stating  the
number  of  stories,  basements and cellars, the number of units and the
principal materials of which it is or is to be constructed.
  4. The unit designation of each unit, and a statement of its location,
approximate area, number of  rooms  in  residential  areas,  and  common
element  to  which it has immediate access, and any other data necessary
for its proper identification.
  5. Description of the common elements and a statement  of  the  common
interest of each unit owner.
  6.  Statement of the uses for which the building and each of the units
are intended.
  7. A designation of the secretary of state as agent of the corporation
or board of managers  upon  whom  process  against  it  may  be  served.
Service  of  process  on  the secretary of state as agent of such corpo-
ration or board of managers shall be made personally delivering  to  and
leaving with him or her or his or her deputy, or with any person author-
ized by the secretary of state to receive such service, at the office of
the  department of state in the city of Albany, duplicate copies of such
process together with the  statutory  fee,  which  shall  be  a  taxable
disbursement.  Service of process on such corporation or board of manag-
ers shall be complete when the secretary of  state  is  so  served.  The
secretary  of  state shall promptly send one of such copies by certified
mail, return receipt requested, to such corporation or board  of  manag-
ers,  at  the  post  office address, on file in the department of state,
specified for such purpose. Nothing in this subdivision shall affect the
right to serve process in any other manner permitted by law.  The corpo-
ration or board of managers shall also file with the secretary of  state
the  name  and post office address within or without this state to which
the secretary of state shall mail a  copy  of  any  process  against  it
served upon the secretary of state and shall update the filing as neces-
sary.
  8.  Any  further  details  in  connection  with the property which the
person or persons executing the declaration may deem  desirable  to  set
forth.
  9. The method by which the declaration may be amended, consistent with
the provisions of this article.

  S 339-o. Contents of deeds and leases of units. Deeds and leases of units
shall include the following particulars:
  1. Description of the land as provided in subsection two of section three
hundred thirty-nine-n and the liber, page and  date  of  recording  of  the
declaration or solely by naming the city, village or town and the county in
which the unit is located and referring to the  liber,  page  and  date  of
recording of the declaration.
  2. The unit designation of the unit in the declaration and any other data
necessary for its proper identification.
  3. Statement of the use for which the unit is intended.
  4. The common interest appertaining to the unit.
  5.  Any  further details which the grantor and grantee may deem desirable
to set forth.

    Sec. 339-p.  Copy of floor plans to be filed.  Simultaneously
with the recording of the declaration there shall be filed in the
office  of  the recording officer a set of the floor plans of the
building  showing  the   layout,   locations,   and   approximate
dimensions  of  the  units,  stating  the  declarants` names, and
bearing the verified  statement  of  a  registered  architect  or
licensed  professional engineer certifying that it is an accurate
copy of portions of the plans of the building as filed  with  and
approved  by  the  municipal  or  other  governmental subdivision
having  jurisdiction  over  the  issuance  of  permits  for   the
construction  of  buildings.   If such floor plans do not contain
unit  designations  certified  by  the  appropriate   local   tax
authorities  as  conforming to the official tax lot number, there
shall be filed in the office of the recording  officer  prior  to
the  first  conveyance  of  a unit a floor plan containing a unit
designation certified by the appropriate local tax  authority  as
conforming  to the official tax lot number.  It shall be the duty
of the appropriate local tax authority to provide such number for
each  unit  upon  completion  of such unit.  If such plans do not
include a verified statement by such architect or  engineer  that
such  plans  fully  and  fairly depict the layout, location, unit
designations and approximate dimensions of any particular unit or
units  as  built,  there  shall  be  recorded prior to each first
conveyance of such particular unit or units an amendment  to  the
declaration  to which shall be attached a verified statement of a
registered architect or licensed professional engineer certifying
that  the  plans theretofore filed, or being filed simultaneously
with  such  amendment,  fully  and  fairly  depict  the   layout,
location,  unit  designations  and  approximate dimensions of the
particular  unit  or  units  as  built.   Such  plans  shall   be
designated "condominium", assigned a file number and kept on file
by the recording officer.  Such plans shall be indexed under  the
names  of  the  declarants  and  in  the block index if any.  The
record of the declaration shall contain a reference to  the  file
number of the floor plans of the building affected thereby.

    Sec.  339-q.   Filing  with  board.  True copies of the floor
plans, the declaration, the by-laws and any rules and regulations
shall  be kept on file in the office of the board of managers and
shall be available for inspection at convenient hours of weekdays
by persons having an interest.

    Sec.  339-r.   Blanket  mortgages  and  other  blanket  liens
affecting a unit at time of first conveyance.  At the time of the
first  conveyance  of  each  unit,  every mortgage and other lien
affecting such  unit  and  any  other  unit  shall  be  paid  and
satisfied  of  record,  or the unit being conveyed and its common
interest shall be released  therefrom  by  partial  release  duly
recorded.

  S  339-s.  Recording. 1.  The declaration, any amendment or amendments
thereof, and  every  instrument  affecting  the  property  or  any  unit
included  within  the meaning of "conveyance" as used in article nine of
this chapter, shall be entitled to be indexed and recorded  pursuant  to
and with the same effect as provided in said article nine. The recording
officer  shall  not accept such an instrument constituting a condominium
map unless it has endorsed thereon or attached thereto a certificate  of
the  county  director of real property tax services that the fee author-
ized by section five hundred three of the real property tax law, if any,
has been paid. Neither the declaration nor any amendment  thereof  shall
be valid unless duly recorded.
  2.  Each  such  declaration,  and  any amendment or amendments thereof
shall be filed with the department of state.

    Sec.  339-t.  Withdrawal from provisions of this article.  If
withdrawal of the property from this article is authorized by  at
least  eighty  per  cent  in number and in common interest of the
units, or by at least such larger percentage either in number  or
in common interest, or in both number and common interest, as may
be specified in the by-laws, then the property shall  be  subject
to  an  action  for  partition  by any unit owner or lienor as if
owned in common, in which event the net proceeds of sale shall be
divided  among  all  the  unit  owners  in  proportion  to  their
respective common interests, provided, however, that  no  payment
shall be made to a unit owner until there has first been paid off
out of his share of such net proceeds  all  liens  on  his  unit.
Such  withdrawal  of the property from this article shall not bar
its subsequent submission to the provisions of  this  article  in
accordance with the terms of this article.

    Sec. 339-u.  By-laws.  The operation of the property shall be
governed by by-laws, a true copy of which shall be annexed to the
declaration.   No  modification  of  or  amendment to the by-laws
shall  be  valid  unless  set  forth  in  an  amendment  to   the
declaration and such amendment is duly recorded.

    Sec.  339-v.   Contents  of  by-laws.   1.  The by-laws shall
provide for at least the following:
    (a)   The nomination and election of a board of managers, the
number of persons constituting the same, and that the terms of at
least  one-third  of  the  members  of  such  board  shall expire
annually; the powers and duties of the board;  the  compensation,
if  any,  of the members of the board; the method of removal from
office of members of the board; and whether or not the board  may
engage  the  services of a manager or managing agent or both, and
specifying which of the powers and duties granted to the board by
this article or otherwise may be delegated by the board to either
or  both  of  them.   Nothing  contained  herein  shall  bar  the
incorporation  of the board of managers under applicable statutes
of this state; such incorporation must  be  consistent  with  the
other   provisions   of  this  article  and  the  nature  of  the
condominium purpose.
    (b)   Method  of  calling  meetings  of the unit owners; what
percentage of the unit owners, if other than  a  majority,  shall
constitute  a  quorum; and what percentage shall, consistent with
the provisions of this  act,  be  necessary  to  adopt  decisions
binding on all unit owners.
    (c)  Election of a president from among the board of managers
who shall preside over the meetings of such board and of the unit
owners.
    (d)   Election of a secretary who shall keep a record wherein
actions of such board and of meetings of the unit owners shall be
recorded.
    (e)   Election  of  a  treasurer who shall keep the financial
records and books of account.
    (f)   Operation  of  the  property,  payment  of  the  common
expenses and determination and collection of the common  charges.
    (g)   The  manner  of  designation  and  removal  of  persons
employed for the operation of the property.
    (h)   Method of adopting and of amending administrative rules
and regulations governing the details of the operation and use of
the common elements.
    (i)  Such restrictions on and requirements respecting the use
and maintenance of the units and the use of the common  elements,
not  set  forth  in  the  declaration, as are designed to prevent
unreasonable interference with the use of their respective  units
and of the common elements by the several unit owners.
    (j)   The  percentage  of  the unit owners, but not less than
sixty-six and two thirds per cent in number and  common  interest
except in the case where all units are non-residential, which may
at any time modify or amend the by-laws.
    2.  The by-laws may also provide for the following:
    (a)   Provisions  governing the alienation, conveyance, sale,
leasing, purchase, ownership and occupancy  of  units,  provided,
however,  that the by-laws shall contain no provision restricting
the alienation, conveyance, sale,  leasing,  purchase,  ownership
and  occupancy of units because of race, creed, color or national
origin.
    (b)    Provisions   governing  the  payment,  collection  and
disbursement of funds, including reserves, to provide  for  major
and   minor   maintenance,   repairs,   additions,  improvements,
replacements,  working  capital,  bad  debts  and  unpaid  common
expenses, depreciation, obsolescence and similar purposes.
    (c)   The  form  by  which  the  board of managers, acting on
behalf of the unit owners, where authorized by  this  statute  or
the  declaration,  may  acquire  and  hold  any  unit  and lease,
mortgage and convey the same.
    (d)    Any   other  provisions,  not  inconsistent  with  the
provisions of this article, relating  to  the  operation  of  the
property.

    Sec. 339-w.  Books of receipts and expenditures; availability
for examination.  The manager or board of managers, as  the  case
may  be,  shall keep detailed, accurate records, in chronological
order,  of  the  receipts  and  expenditures  arising  from   the
operation  of  the  property.   Such  records  and  the  vouchers
authorizing the payments shall be available  for  examination  by
the  unit  owners  at  convenient  hours  of weekdays.  A written
report  summarizing  such  receipts  and  expenditures  shall  be
rendered  by  the  board  of managers to all unit owners at least
once annually.

    Sec. 339-x.  Waiver of use of common elements; abandonment of
unit; conveyance to board of managers.  No unit owner may  exempt
himself  from  liability  for his common charges by waiver of the
use or enjoyment of any of the common elements or by  abandonment
of  his  unit.   Subject  to  such terms and conditions as may be
specified in the by-laws, any unit owner may,  by  conveying  his
unit  and  his common interest to the board of managers on behalf
of all other unit owners,  exempt  himself  from  common  charges
thereafter accruing.

  S  339-y.  Separate  taxation.  1.  (a)  With  respect to all property
submitted to the provisions of this article other than property which is
the subject of a qualified leasehold  condominium,  each  unit  and  its
common interest, not including any personal property, shall be deemed to
be  a parcel and shall be subject to separate assessment and taxation by
each assessing unit, school district, special district, county or  other
taxing  unit, for all types of taxes authorized by law including but not
limited to special ad valorem levies  and  special  assessments,  except
that  the  foregoing  shall  not  apply  to  a  unit held under lease or
sublease unless the declaration requires the unit owner to pay all taxes
attributable to his unit. Neither the building, the property nor any  of
the common elements shall be deemed to be a parcel.
  (b)  In  no  event  shall the aggregate of the assessment of the units
plus their common interests exceed the total valuation of  the  property
were the property assessed as a parcel.
  (c) For the purposes of this and the next succeeding section the terms
"assessing  unit",  "assessment",  "parcel",  "special ad valorem levy",
"special assessment", "special district", "taxation" and  "taxes"  shall
have the meanings specified in section one hundred two of the real prop-
erty tax law.
  (d)  The  provisions  of  paragraph  (b) of this subdivision shall not
apply to such real property classified within:
  (i) on and after January first, nineteen hundred eighty-six, class one
of section one thousand eight hundred two of the real property tax  law;
or
  (ii)  on  and  after  January first, nineteen hundred eighty-four, the
homestead class of an approved assessing  unit  which  has  adopted  the
provisions  of section one thousand nine hundred three of the real prop-
erty tax law, or the homestead class of the portion outside an  approved
assessing  unit  of  an eligible split school district which has adopted
the provisions of section nineteen hundred three-a of the real  property
tax  law;  provided,  however, that, in an approved assessing unit which
adopted the provisions of section one thousand nine hundred three of the
real property tax law prior to the effective date of  this  subdivision,
paragraph  (b) of this subdivision shall apply to all such real property
(i) which is classified within the homestead class pursuant to paragraph
one of subdivision (e) of section one thousand nine hundred one  of  the
real  property tax law and (ii) which, regardless of classification, was
on the assessment roll prior to the effective date of  this  subdivision
unless  the  governing  body of such approved assessing unit provides by
local law adopted after a public hearing, prior to  the  taxable  status
date  of such assessing unit next occurring after December thirty-first,
nineteen hundred eighty-three, that such paragraph (b) shall  not  apply
to  such  real  property to which this clause applies. Provided further,
however, real property subject to the provisions  of  this  subparagraph
shall  be  assessed  pursuant to subdivision two of section five hundred
eighty-one of the real property tax law.
  (e) On the first assessment roll with a  taxable  status  date  on  or
after the effective date of a declaration filed with the recording offi-
cer  and  on  every assessment roll thereafter, the assessor shall enter
each unit as a parcel, as provided in paragraph (a) of this subdivision,
based upon the condition and ownership of each such unit on  the  appro-
priate  valuation  and  taxable status dates. Units owned by a developer
may be entered as a single parcel with a parcel description  correspond-
ing  to  the  entire development, including the land under such develop-
ment, and excluding those units appearing  separately.  Upon  the  first
assessment roll where each unit is separately assessed, only an individ-
ual unit and its common interest shall constitute a parcel.
  (f)  The  provisions  of  paragraph  (b) of this subdivision shall not
apply to a converted condominium unit in a municipal  corporation  other
than  a  special assessing unit, which has adopted, prior to the taxable
status date of the assessment roll upon which its taxes will be  levied,
a  local  law or, for a school district, a resolution providing that the
provisions of paragraph (b) of this subdivision shall  not  apply  to  a
converted  condominium  unit  within  that  municipal  corporation.    A
converted condominium unit for purposes of this paragraph shall  mean  a
dwelling  unit held in condominium form of ownership that has previously
been on an assessment roll as a dwelling unit in other than  condominium
form of ownership, and has not been previously subject to the provisions
of paragraph (b) of this subdivision.
  2. With respect only to qualified leasehold condominiums:
  (a) Each unit, its common interest, not including any personal proper-
ty,  and  the proportionate undivided part of the real property which is
the subject of a qualified leasehold condominium  and  is  allocated  to
such  unit  (as  expressed  in the declaration), shall be deemed to be a
parcel, shall be subject to separate assessment to the  unit  owner  and
shall  be  subject  to taxation by each assessing unit, school district,
special district, county or other taxing unit for  all  types  of  taxes
authorized  by  law  including,  but  not limited to, special ad valorem
levies and special assessments. Neither the real property which  is  the
subject of a qualified leasehold condominium, the building, the property
nor  any  of  the  common elements shall be deemed to be a parcel. In no
event shall the aggregate of the assessment  of  the  units  plus  their
common  interests plus their proportionate undivided parts (as expressed
in the declaration) of said real property exceed the total valuation  of
the property and said real property assessed as a single parcel owned in
fee.  No provision of this paragraph shall be deemed to subject to taxa-
tion any parcel or part thereof which, pursuant to  applicable  law,  is
either  exempt from taxation or with respect to which no taxes are paya-
ble.
  (b) For the purposes of section five hundred two of the real  property
tax law, both the unit owner and the owner of the real property which is
the  subject  of a qualified leasehold condominium shall be deemed to be
the owner of the parcel in which such unit is included; provided, howev-
er, that for the purposes of section nine hundred twenty-six of the real
property tax law, only the unit owner shall be deemed the owner  of  the
parcel  in  which such unit is included and only the unit owner shall be
personally liable for the payment of any  taxes  assessed  against  such
parcel.  Only the fee owner of the land which is the subject of a quali-
fied leasehold condominium, however, shall be deemed to be the owner  of
the  parcel  in which a unit is included for the purposes of determining
whether such parcel is subject to or exempt from taxation or whether  no
taxes are payable with respect thereto.
  (c)  The taxes assessed against each unit, its common interest and the
proportionate undivided part of the real property which is  the  subject
of  a  qualified  leasehold  condominium  allocated  to  such  unit  (as
expressed in the declaration), shall constitute a lien  solely  on  that
unit,  its  common interest and the proportionate undivided part of said
real property allocated to such unit (as expressed in the  declaration),
and  such  taxes  shall  not  constitute a lien on any other unit or the
common interest of any other unit or the proportionate undivided part of
said real property allocated to any other  unit  (as  expressed  in  the
declaration).
  (d) At such time as the real property which is the subject of a quali-
fied  leasehold condominium is submitted to the provisions of this arti-
cle, the assessing unit shall make provision so that the  real  property
which  (i)  is  not the subject of a qualified leasehold condominium and
(ii) immediately prior to such submission was included in  a  parcel  in
which there also was included all or any part of the real property which
is  (immediately  subsequent to such submission) the subject of a quali-
fied leasehold condominium, is established as a  single  parcel  on  the
assessment  roll  and tax map of such assessing unit, separate and apart
from any real property which is the subject  of  a  qualified  leasehold
condominium.
  3.  All  provisions  of  a  declaration relating to a unit, its common
interest and the proportionate undivided part of the real property which
is the subject of a qualified leasehold condominium  allocated  to  such
unit  (as  expressed  in the declaration), which has been sold for taxes
shall survive and shall be enforceable after the issuance of a tax  deed
for such unit to the same extent that such provisions would be enforcea-
ble  against  a  voluntary grantee of such unit immediately prior to the
delivery of such tax deed.
  4. The board of managers may act as an agent of each  unit  owner  who
has  given his written authorization to seek administrative and judicial
review of an assessment made in accordance with subdivision one of  this
section,  pursuant to title one-A of article five and title one of arti-
cle seven of the real property tax law. The board of managers may retain
legal counsel on behalf of all unit owners for which  it  is  acting  as
agent  and  to charge all such unit owners a pro rata share of expenses,
disbursements and legal fees for which charges  the  board  of  managers
shall have a lien pursuant to section three hundred thirty-nine-z.
  5. Notwithstanding the provisions of any general, special or local law
to  the  contrary, in a city having a population of one million or more,
the board of managers shall be authorized to act as the  sole  agent  on
behalf of all unit owners, without authorization of each unit owner, for
the limited purpose of determining whether or not to waive prospectively
the benefit of real property tax abatement and exemption for the proper-
ty  in  order  to qualify for a partial abatement of real property taxes
pursuant to section four hundred sixty-seven-a of the real property  tax
law.

  S 339-z. Lien for common charges; priority; exoneration of grantor and
grantee. The board of managers, on behalf of the unit owners, shall have
a lien on each unit for the unpaid common charges thereof, together with
interest  thereon,  prior  to  all other liens except only (i) liens for
taxes on the unit in favor  of  any  assessing  unit,  school  district,
special district, county or other taxing unit, (ii) all sums unpaid on a
first  mortgage  of  record,  and (iii) all sums unpaid on a subordinate
mortgage of record held by the New York job development  authority,  the
New  York state urban development corporation, the New York city housing
development corporation, or in a city having a population of one million
or more, the department of housing, preservation and development.   Upon
the  sale  or  conveyance of a unit, such unpaid common charges shall be
paid out of the sale proceeds or by the grantee. Any grantor or  grantee
of  a unit shall be entitled to a statement from the manager or board of
managers, setting forth the amount of the unpaid common charges  accrued
against  the  unit, and neither such grantor nor grantee shall be liable
for, nor shall the unit conveyed be subject to a lien  for,  any  unpaid
common  charges  against  such  unit accrued prior to such conveyance in
excess of the amount therein set forth.  Notwithstanding the above,  the
declaration of an exclusive non-residential condominium may provide that
the  lien  for  common charges will be superior to any mortgage liens of
record.

  S  339-aa.  Lien  for  common  charges;  duration;  foreclosure. The lien
provided for in the immediately preceding section shall be  effective  from
and  after  the  filing in the office of the recording officer in which the
declaration is filed a verified notice of lien stating the  name  (if  any)
and  address  of  the  property,  the  liber  and  page  of  record  of the
declaration,  the  name  of  the  record  owner  of  the  unit,  the   unit
designation,  the  amount and purpose for which due, and the date when due;
and shall continue in effect until  all  sums  secured  thereby,  with  the
interest  thereon, shall have been fully paid or until expiration six years
from the date of filing, whichever occurs sooner. In the event that  unpaid
common  charges  are  due,  any  member of the board of managers may file a
notice of lien as described herein if no notice  of  lien  has  been  filed
within  sixty  days after the unpaid charges are due. Upon such payment the
unit  owner  shall  be  entitled  to  an  instrument  duly   executed   and
acknowledged certifying to the fact of payment. Such lien may be foreclosed
by suit authorized by and brought in the name of  the  board  of  managers,
acting  on  behalf of the unit owners, in like manner as a mortgage of real
property, without the necessity, however, of naming as  a  party  defendant
any person solely by reason of his owning a common interest with respect to
the property.  In any such foreclosure the unit owner shall be required  to
pay  a reasonable rental for the unit for any period prior to sale pursuant
to judgment of foreclosure and sale, if so provided in the by-laws, and the
plaintiff  in  such  foreclosure  shall be entitled to the appointment of a
receiver to collect the same.  The board of managers, acting on  behalf  of
the unit owners, shall have power, unless prohibited by the by-laws, to bid
in the unit at foreclosure sale, and to acquire and hold,  lease,  mortgage
and  convey  the  same.  Suit to recover a money judgment for unpaid common
charges shall be maintainable  without  foreclosing  or  waiving  the  lien
securing  the  same,  and foreclosure shall be maintainable notwithstanding
the pendency of suit to recover a money judgment.
  Notwithstanding  any  other  provision  of  this  article, if a municipal
corporation acquires title to  a  unit  as  a  result  of  tax  enforcement
proceedings,  such  municipal corporation shall not be liable for and shall
not be subject to suit for recovery of the  common  charges  applicable  to
such  unit  during  the  period  while  title  to  such unit is held by the
municipal corporation or for the payment of any rental for the  unit  under
the  provisions  of  this section, except to the extent of any rent arising
from such unit received by such municipal corporation during such period.
  Except  as  herein  specifically provided, nothing contained herein shall
affect or impair or release the unit from the lien for such common  charges
or impair or diminish the rights of the manager or the board of managers on
behalf of the unit owners under this  section  and  section  three  hundred
thirty-nine-z.

  Sec.  339-bb.  Insurance.  The board of managers shall, if required by
the declaration, the by-laws or by a majority of the unit owners, insure
the  building  against  loss or damage by fire and such other hazards as
shall be required, and shall give written notice of such  insurance  and
of  any change therein or termination thereof to each unit owner. In the
case of a qualified  leasehold  condominium,  such  insurance  shall  be
required  in  any  event,  and  shall  be  in  an  amount  equal to full
replacement cost of  the  building.  The  policy  or  policies  of  such
insurance  shall  be  updated annualy to maintain such insurance in such
amount. Nothing herein shall prejudice the right of each unit  owner  to
insure  his  own  unit  for  his  own  benefit.   The  premiums for such
insurance on the building shall be  deemed  common  expenses,  provided,
however,  that in charging the same to the unit owners consideration may
be given to the higher premium rates on some units than on others.

  Sec.  339-cc.   Repair  or  reconstruction.  1.  Except as hereinafter
provided, damage to or destruction of the  building  shall  be  promptly
repaired  and reconstructed by the board of managers, using the proceeds
of insurance, if  any,  on  the  building  for  that  purpose,  and  any
deficiency  shall constitute common expenses; provided, however, that if
three-fourths or more of the  building  is  destroyed  or  substantially
damaged and seventy-five per cent or more of the unit owners do not duly
and promptly resolve to proceed with repair or restoration, then and  in
that  event  the  property  or so much thereof as shall remain, shall be
subject to an action for partition at the suit  of  any  unit  owner  or
lienor  as  if owned in common, in which event the net proceeds of sale,
together with the net proceeds of insurance policies, if any,  shall  be
considered as one fund and shall be divided among all the unit owners in
proportion to their respective common interests, provided, however, that
no payment shall be made to a unit owner until there has first been paid
off out of his share of such fund all liens on his unit.
  2.  Notwithstanding  the  provisions of subdivision one hereof, in the
case of a qualified leasehold condominium, any damage to or  destruction
of  the  building  shall  be  promptly repaired and reconstructed by the
board of managers, and the proceeds of the insurance policy or  policies
required for qualified leasehold condominiums pursuant to the provisions
of section three hundred thirty-nine-bb of this chapter shall  first  be
applied to such repair and reconstruction.

    Sec. 339-dd.  Actions.  Actions may be brought or proceedings
instituted by the board of managers in its discretion, on  behalf
of  two or more of the unit owners, as their respective interests
may appear, with respect to any cause of action relating  to  the
common elements or more than one unit.  Service of process on the
unit owners in any action relating to the common elements or more
than  one  unit  may  be  made  on  the  person designated in the
declaration to receive service of process.

  S 339-ee. Effect of other laws. 1. All units of a property which shall
be submitted to the provisions of this article shall  be  deemed  to  be
cooperative  interests  in  realty  within  the meaning of section three
hundred fifty-two-e of the general business law. Article nine-A of  this
chapter  shall  not apply to the property or any unit. Article eleven of
the tax law shall not apply to  declarations  or  any  lien  for  common
charges  provided  for  in  this  article. Any provision of the multiple
dwelling  law,  the  multiple  residence  law,  or  any  state  building
construction  code  as to multiple residences pursuant to the provisions
of article eighteen of the executive law, requiring registration by  the
owner  or  other  person  having control of a multiple dwelling shall be
deemed satisfied in the case of a property submitted to  the  provisions
of  this  article  by  registration  of  the  board  of  managers,  such
registration to include the name of each unit owner and the  designation
of  his  or  her  unit;  each  unit  owner shall be deemed the person in
control of the unit owned by him or her, and the board of managers shall
be  deemed the person in control of the common elements, for purposes of
enforcement of any such law or code, provided, however, that  all  other
provisions  of  the  multiple  dwelling  law  or multiple residence law,
otherwise applicable, shall be in full force and  effect,  and  provided
further  that in a city with a population of one million or more persons
registration required by a housing maintenance code of such  city  shall
be  deemed  satisfied  in  the  case  of  a  property  submitted  to the
provisions of this article by registration  of  the  board  of  managers
which  need  not include the name of each unit owner and the designation
of his or her unit.
  2.  In  the event the proceeds of a construction mortgage were applied
to construction of a unit of a condominium submitted to  the  provisions
of this article, or in the event that a unit submitted to the provisions
of this act was subject  to  a  blanket  mortgage  whose  proceeds  were
applied  exclusively  to  payment  of  the  construction  mortgage or to
capital expenditures or expenses for the development or operation of the
condominium,  or  to  purchase  of land or buildings for the condominium
provided that such purchase was no more than  two  years  prior  to  the
recording  of  the  declaration of condominium, and a mortgage recording
tax was duly paid on such construction or blanket mortgage in accordance
with  article  eleven  of  the  tax  law,  then,  as  each unit is first
conveyed, there shall be allowed a credit against the mortgage recording
taxes  (except  the special additional mortgage recording tax imposed by
subdivision one-a of section two hundred fifty-three  of  the  tax  law)
that  would  otherwise  be  payable  on  a purchase money mortgage, said
credit to be in the amount resulting from the product of the purchaser`s
pro  rata percentage of interest in the common elements and the mortgage
tax already paid on the construction or  blanket  mortgage.   No  credit
shall  be  allowed  under this subdivision (a) on account of the special
additional mortgage  recording  tax  imposed  by  subdivision  one-a  of
section  two  hundred  fifty-three of the tax law or (b) where the first
condominium unit is sold more than two years after the  construction  or
blanket mortgage was recorded.
  3.  Unless  specifically  exempted by a provision of this article, all
property subject to the provisions of this article shall continue to  be
subject  to all laws, rules and resolutions adopted by any county, city,
town or village for the health, safety and welfare of its inhabitants or
for regulation of the use of real property. Every county, city, town and
village shall continue to have all enforcement powers  created  by  such
laws,  rules or resolutions or the enabling acts of such laws, rules and
resolutions and  may  exercise  those  enforcement  powers  against  any
violation  involving property subject to the provisions of this article.
  4. Any estimate of tax liability required by any rule adopted pursuant
to this article shall not be binding upon  any  municipality  or  public
official  and  any  document containing such an estimate shall contain a
notice to that effect.

  S  339-ff.  Mortgage investments on units by state agencies, insurers,
banking organizations and fiduciaries; limitation  to  first  mortgages.
(a)  The  following  persons:  (1) public officers, bodies of the state,
municipalities, and municipal subdivisions, (2) persons doing an  insur-
ance business (as defined by section one thousand one hundred one of the
insurance  law), (3) banking organizations (as defined by section two of
the banking law), and (4) executors, administrators, trustees, guardians
and other fiduciaries, are authorized to  invest  in  bonds,  notes  and
evidences  of indebtedness which are secured by first mortgages or deeds
of trust upon units and the appurtenant common interests, wherever  such
persons  may  invest,  and  subject  to all of the rules and limitations
applicable to such investment, in bonds, notes and evidences of  indebt-
edness  which are secured by first mortgages or deeds of trust upon real
estate.  Where the applicable limitations are dependent upon the type of
use of the real estate, only the type of use of the particular  unit  or
units  which  constitute the security for such investment shall be taken
into consideration for the purpose of such limitations. The existence of
any prior lien for taxes, assessments or other similar charges  not  yet
delinquent  shall  be  disregarded  in determining whether a mortgage or
deed of trust is a first mortgage or deed of trust.
  (b) No person enumerated in subdivision (a) of this section may invest
in bonds, notes or evidences of indebtedness  secured  by  mortgages  or
deeds  of  trust  upon units and the appurtenant common interests, which
are other than first mortgages or deeds  of  trust  thereupon,  notwith-
standing  any  other  provision  of law (including section three hundred
thirty-nine-g of this chapter).
  (c) Notwithstanding subdivisions (a) and  (b),  banking  organizations
are  authorized, subject to the rules and limitations applicable thereto
contained in subdivision four-a of section one hundred  three,  subdivi-
sion  six-a  of  section  two hundred thirty-five, subdivision four-a of
section three hundred eighty  and  subdivision  eight  of  section  four
hundred  fifty-six  of the banking law, and the New York job development
authority is authorized to invest  in  bonds,  notes  and  evidences  of
indebtedness  which  are secured by mortgages other than first mortgages
upon units and the appurtenant common interests, provided such mortgages
are in compliance with title  eight  of  article  eight  of  the  public
authorities law.
  (d)  Notwithstanding subdivisions (a) and (b) of this section, the New
York state urban development corporation  is  authorized  to  invest  in
bonds,  notes  and  evidences of indebtedness which are secured by mort-
gages other than first mortgages upon units and the  appurtenant  common
interests,  provided that (i) such units are owned or are to be acquired
by a corporation as defined in subparagraph five  of  paragraph  (a)  of
section one hundred two of the not-for-profit corporation law and are to
be  used  for  commercial  purposes, and such corporation has executed a
loan authorization agreement with the New York state  urban  development
corporation  on  or before June thirtieth, nineteen hundred eighty-eight
or (ii) such units are developed as a part of a project of the New  York
state urban development corporation that received specific authorization
in  chapter  eight  hundred  thirty-nine of the laws of nineteen hundred
eighty-seven; and further provided that such investments and subordinate
mortgages are in compliance with chapter one hundred seventy-four of the
laws of nineteen hundred sixty-eight, as subsequently amended.
  (e) Notwithstanding subdivisions (a) and (b) of this section, the  New
York city housing development corporation and a city having a population
of  one  million  or  more are authorized to invest in bonds, notes, and
evidences of indebtedness which are  secured  by  mortgages  other  than
first mortgages upon dwelling units and the appurtenant common interests
provided  that  such  investment  is  made  in connection with a project
undertaken pursuant to the private housing finance law  or  the  general
municipal law.

    Sec. 339-gg.  Severability.  If any provision of this article
or  any  section,  sentence,  clause,  phrase  or  word,  or  the
application  thereof  in  any  circumstance  is held invalid, the
validity of the remainder of the article and of  the  application
of  any such provision, section, sentence, clause, phrase or word
in any other circumstances shall not be affected thereby.

    Sec. 339-hh.  Reservation of power.  The legislature reserves
the right to alter, amend, suspend or repeal in whole or in  part
this article.  Any such change in this article shall be effective
notwithstanding any provisions of any declaration or by-laws.

    Sec.  339-ii.  Construction.  This article shall be liberally
construed to effect the purposes thereof.

  S  339-jj. Borrowing by board of managers. 1. To the extent authorized
by the declaration or the by-laws, the board of managers, on  behalf  of
the unit owners, may incur debt. In addition, subject to any limitations
set  forth  in the declaration or the by-laws, the board of managers, on
behalf of the unit owners, may  incur  debt  for  any  of  the  purposes
enumerated  in paragraph (b) of subdivision two of section three hundred
thirty-nine-v of this article, provided that (a) such debt  is  incurred
no  earlier than the fifth anniversary of the first conveyance of a unit
and (b) the incurrence of such debt  shall  require  the  consent  of  a
majority in common interest of the unit owners.
  2. In connection with a debt incurred by it, the board of managers, on
behalf  of  the unit owners, may (a) assign the rights in and to receive
future income and common charges, (b) create  a  security  interest  in,
assign,  pledge,  mortgage  or otherwise encumber funds or other real or
personal property that it holds, (c) agree that, to the  extent  of  any
amounts  due  under  any of the provisions of the agreements under which
the debt was incurred and subject to the provisions of  subdivision  two
of  section  three  hundred  thirty-nine-1  of  this article, all common
charges received and to be received by it, and the right to receive such
funds, shall constitute trust funds for the purpose of paying such  debt
and  the  same  shall  be expended for such purpose before expending any
part of the same for any other purpose, and (d) agree that at the  lend-
er`s  direction  it will increase common charges to the extent necessary
to pay any amount when due under any of the provisions of the agreements
under which the debt was incurred. The preceding sentence shall  not  be
construed  to  authorize  the  board of managers to create a lien on the
common elements. Any such assignment may provide that, in the event of a
default, the lender shall have the right of the  board  of  managers  to
file  liens  in  the  lender`s  name  on units for unpaid common charges
pursuant to sections three hundred thirty-nine-z and three hundred thir-
ty-nine-aa of this article and the right to foreclose such liens  pursu-
ant to section three hundred thirty-nine-aa of this article.
  3. Nothing in this section shall impair rights under any loan or other
agreement  existing prior to the effective date of this section or limit
any right or power that a board of managers would otherwise have.